Questions to Ask Before Hiring a Property Manager

Are you thinking of hiring a property management company? Then you need to ask the right kind of questions. With the right questions, you stand a high chance of selecting an efficient, effective and reputable property management company. Here are […]

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Fannie Mae Reserve Requirements for Investors with Multiple Properties Owned

● Graham W. Parham ● August 24, 2022 ● Buying an Investment Property Conventional Products How to Get a Mortgage Investor Loans Loan Documentation Loan Process Mortgage 101 Qualifying for a Loan Real Estate Investing Turnkey Properties ● No Comments

What Are Reserves? Reserves are liquid or near liquid assets that are available to a borrower after the mortgage closes. On every loan transaction, reserves are required to be verified as part of the approval process. Acceptable sources or reserves […]

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Should You Lock Your Interest Rate Today IF You Are Building An Investment Property?

● Graham W. Parham ● February 11, 2022 ● Buying an Investment Property Interest Rates Out of State Investing Real Estate Investing ● No Comments

Highlands’ 1 Year Rate Lock Extended Program! Highlands Residential Mortgage is excited to share our newest way to help buyers in new construction. Our Extended Rate Cap Program will guarantee and protect your client’s interest rate for up to 360 […]

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Is It Too Soon to Refinance My Mortgage Loan?

● Graham W. Parham ● August 28, 2019 ● Conventional Products Interest Rates Investor Loans Real Estate Investing Refinancing ● No Comments

Mortgage rates have fallen a great deal this year and millions of homeowners as well as investors might benefit by refinancing even if they bought a home just last year. Mortgage rates moved lower last week even though the broader bond market […]

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How Many Loans Will the Fannie Mae and Freddie Mac Lend to Investors?

● Graham W. Parham ● October 21, 2016 ● Buying an Investment Property Conventional Products How to Get a Mortgage Investor Loans Multi Property Loan Programs Out of State Investing Real Estate Investing Turnkey Properties ● No Comments

In 2009, Fannie Mae and Freddie Mac rolled back the mortgage rule that prevented real estate investors from financing more than 4 properties per borrower. At the time, investors were limited to 4 properties financed, which included their primary residence. […]

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Three States Hold a Quarter of Foreclosure Inventory

● Graham W. Parham ● May 7, 2016 ● Foreclosure Mortgage 101 Real Estate Investing Turnkey Properties ● No Comments

While the nation’s foreclosure inventory and volume of 90-plus day delinquent mortgage loans have been on the steady decline nationwide as a whole, those levels remain elevated in some areas. Namely in three states—Florida, New York, and New Jersey, which […]

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Flipping vs. Buy & Hold: What Are the Pros & Cons And Which is Best for Me?

● Graham W. Parham ● April 4, 2016 ● Buying an Investment Property Foreclosure Real Estate Investing Turnkey Properties ● No Comments

Many investors have asked me the question what they should go for. Is flipping properties better than a buy and hold strategy, or does buy and hold generate a better cash flow? It’s a very valid question, and I think […]

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